People often make incorrect assumptions about health insurance based on past experiences. Many risk going without private health insurance, because they think it may be unaffordable or that they may be uninsurable.

Health insurance carriers are constantly redesigning their products based on the trends in insurance needs and wants of the community at large.  Many carriers have relaxed their “physical build” tables of the last few years, in order to better serve the needs of the community.  Obviously, it’s better to for individuals to maintain their physical fitness, but an increasing percentage of the population is outside that ideal.

Health insurance can usually be made affordable.  Premiums can typically be reduced by increasing deductibles or co-pays or by reducing the covered services that are offered by the plan. Let us assist you in making these critical decisions.